Consumer Relationship Officer at Addosser Microfinance Bank - Apply
Posted on: 28 December, 2017Deadline: 15 January, 2018
Addosser Microfinance Bank, an innovative institution dedicated to improving the living condition of everyday people through value-added financial products and services requires suitable candidates to fill the role below:
Consumer Relationship Officer
- Job TypeFull Time
- QualificationBA/BSc/HND
- Experience2 - 3 years
- LocationNigeria
- Job FieldBanking Sales / Marketing / Business Development
Job Description
- To generate quality risk assets and liabilities for profitability and excellent relationship management with existing and potential clients.
Main Responsibilities
- Generation of quality risk assets to meet set targets.
- Sourcing of clients for both savings, current and fixed deposits in line with set targets.
- Packaging of customer’s credit requests.
- Review loan applications to ascertain credit worthiness of clients.
- Conduct qualitative credit appraisal of clients’ businesses e.g cash flow, profitability P&L and Balance Sheet.
- Ensure credits are packaged within the policies and procedure of the bank.
- Rendering financial advice to clients.
- Rendering weekly and monthly reports to the management.
- Ensure proper KYC are conducted on customers.
- Monitoring the loan portfolio and follow-up on repayment.
- Ensuring cheques for repayment are presented on due dates.
- Supporting the recovery activities as required.
Relevant Skills, Qualification, Attributes & Experience
- 2 - 3 years cognate experience in Consumer Banking in a Micro Finance Bank.
- B.SC/HND in Social Sciences or any other relevant course of study.
- Has worked in a Microfinance Bank or any Financial Institution.
- Excellent Analytical Skills.
- Must be computer literate.
- Excellent communication, reporting skills.
- Applicants must not be more than 30 years.
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